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Photo Credit: Fair Use [17 U.S.C. § 107] Citibike is popular shared micromobility system in New York City

Why True Transport Resilience Depends On Sharing Risk

19 Nov 2025 | Abstracted from Zag Daily

Cities cannot build resilient transport systems if liability falls solely on private micromobility operators. Insurance expert Brandon Schuh argues current high-cost coverage requirements undermine resilience, forcing operators to absorb risks from poor infrastructure and litigation. He advocates shared-risk models, pooled insurance, and public support to balance costs, prevent operator collapse, and ensure equitable, reliable urban mobility.
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